Work from home companies 

Arise.com

workingsolutions.com

Saving money is all about making smart, intentional decisions about your spending and creating habits that help you build long-term wealth. Whether it's cutting out unnecessary expenses, finding deals, or budgeting wisely, every little choice can make a big difference. By following my blog, you'll gain access to tips, strategies, and real-life examples that can help you make smarter financial moves. From learning how to track your spending to uncovering hidden savings opportunities, my blog is designed to guide you through the steps of building a solid financial foundation. Each post will provide actionable advice that will empower you to save more, spend wisely, and ultimately achieve your financial goals. 

💰 Better Together Budget Workbook

1. Monthly Income Tracker

Source of Income

Amount ($)

Job #1

Job #2 / Side Hustle

Other (Benefits, etc.)

Total Income

2. Monthly Expenses Tracker

Expense Category

Budgeted Amount ($)

Actual Amount ($)

Difference ($)

Rent/Mortgage

Utilities (Electric, Water, etc.)

Groceries

Transportation (Gas, Bus)

Insurance (Car, Health)

Debt Payments (Loans, CC)

Phone/Internet

Entertainment

Savings

Miscellaneous

Total Expenses

3. Savings Goals Tracker

Goal (e.g., Emergency Fund)

Target Amount ($)

Amount Saved ($)

Progress (%)

4. Debt Payoff Tracker

Creditor

Total Owed ($)

Monthly Payment ($)

Remaining Balance ($)

Payoff Date (Est.)

5. Notes & Reflections

• What went well this month?
  
  

• Where could I improve?
  
  

• Financial goals for next month: